Here's what I know about the following offerings.

• I hate credit cards - they can put you far into debt.
• This deal makes it easy for students to get a card.
• If you decide to get this card, please pay it off promptly.
• Make some kind of deal with your parents so they do not let you carry a balance.
• We make $6 and they pull you in with $20 when you're accepted. But, please let me tell you that you'll have to pay far more over time. So, pay off promptly!